Endowment Giving

Since 1951, talented musicians have brought entertainment at its finest to the Lakeshore. The Board of Directors and committee members ask you to consider how you may leave a legacy for the Symphony— how you can make a lasting impact. Below is a list of giving options. There may be one that is right for you.


This is a gift of money or property that you may leave in your will to the Manitowoc Symphony Orchestra, just as you would to a loved one. This may be a specific amount or portion of your estate, or an asset (e.g., real estate). A charitable bequest in your will is one of the simplest ways to provide continuing support for MSO.

Life Insurance

Designate Manitowoc Symphony Orchestra (MSO) as the beneficiary and owner of your policy. This gift has a significant effect on to MSO. In lieu of an annual gift, consider making insurance premium payments on a life insurance policy, with MSO as the beneficiary. With this giving option, premiums are deductible as a charitable donation.


These donations enable the donor to make a significant contribution to the organization and allow it to receive income from your gift. Earn a guaranteed income for the rest of your life with a charitable gift annuity (CGA).

A charitable gift annuity (CGA) is often a gift of choice when a guaranteed income is desired. A gift of cash or securities is transferred to a Trust Company in exchange for a contractual life income, paid monthly or quarterly. The income is guaranteed by the issuing charity. A portion of the gift is invested and used to provide income for life, and the remaining portion qualifies as a present-interest gift to the charity of choice. Part of the annuity income may be received tax-free. Any capital gains taxes due on the asset that was exchanged for the annuity are paid over the annuitant’s life expectancy.

Appreciated Assets

Donations of appreciated assets (stocks, real estate) are an effective way to make a sizable gift to MSO. The donor avoids capital gains taxes on the appreciation, and also receives a tax deduction in the year of the gift.

Please contact Peggy Pitz, Executive Director to discuss your gift.
PO Box 606, Manitowoc, WI 54221-0606